Financial Literacy and Digital Literacy: Intertwined Issues of Increasing Importance

The chapter discusses the growing need of financial literacy associate to digital literacy, even in developed countries. The risks of financial exclusion and of being a victim of fraud and scan for less digital educated people (such as elderly and poor people with less frequency of use of digital devices and therefore with less experience and trust) have been increased in the fintech era. Therefore, financial literacy education programs must also emphasize digital knowledge, behavior, and attitude. The chapter analyses how the literature approaches the issues of financial literacy and digital literacy and resents the Italian model for coordinating initiatives in this field.